Office Policies

Our Approach to Insurance

Insurance Policy

We work very hard to control the cost of dental care. It is part of our philosophy that quality care should be available to everyone. Insurance is a great benefit in maintaining dental health; however, it should not be the limiting factor for optimal care. It is very rare that a dental plan will cover 100% of our fees. The fees we charge are the same for every patient, insured or not. Insurance companies reimburse the amount they figure is commensurate with average quality dentistry. Our belief is that the style and quality of our dentistry had better be the best. Dentistry has changed very quickly; insurance fee schedules have not. After all, insurance companies are profitable businesses, not dental benefactors. As a courtesy, our office will file to most insurance companies and submit any necessary x-rays or additional information they may require. Any amount not covered by the insurance company will be the full responsibility of the patient. Any deductibles and co-pays will be required at the time of service. Each policy is different, but in general, insurance usually covers about 70% of minor restorative care and 50% of major work. Pre-authorizations will determine the amount of your co-pay ahead of time. All treatment plans and charges will be discussed together so each patient is completely comfortable with the financial aspect of their dental care.